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Premium Content: Medical Loss Ratio

December 5, 2012 

Insurers’ Responses to Regulation of Medical Loss Ratios

The Affordable Care Act’s medical loss ratio (MLR) rule requires health insurers to pay out at least 80 percent of premiums for medical claims and quality improvement, as opposed to administrative costs and profits. This issue brief examines whether insurers have reduced administrative costs and profit margins in response to the new MLR rule.


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