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Terms & Conditions and Return Policy

HealthcareReformInsider.com is a news and information service from Pharmspective LLC (“Pharmspective”). By using Healthcareinsider.com, you agree to be bound by all of the terms in this Terms and Conditions agreement.

If you do not fully agree with this Terms and Conditions Agreement, do not use HealthcareReformInsider.com. Your failure to follow this Terms and Conditions Agreement may result in termination of your access to HealthcareReformInsider.com by HealthcareReformInsider.com, without notice and in addition to any other remedies available to HealthcareReformInsider.com.

HealthcareReformInsider.com may change the terms in this Agreement at any time. When the terms are changed, Healthcareinsider.com will notify you by posting a notice on HealthcareReformInsider.com, and the changes will appear in this document. By using HealthcareReformInsider.com after any change in the Agreement is posted, you agree to be bound by all of the changes as well.

COPYRIGHT AND LIMITATIONS ON USE

The information available through HealthcareReformInsider.com is the property of HealthcareReformInsider.com and others (authors of content posted on the site) and is protected by copyright and other intellectual property laws. Information received through HealthcareReformInsider.com may be displayed, reformatted and printed for your personal, noncommercial use only. Except as provided below without the prior written consent of HealthcareReformInsider.com and others, you agree not to:

  • Reproduce, retransmit, redistribute, resell, or publish the information received through HealthcareReformInsider.com to anyone, including to others in the same company or organization, without the express written consent of HealthcareReformInsider.com
  • Use any news, information, works or materials available through HealthcareReformInsider.com (the “Content”) in competition with HealthcareReformInsider.com (whether or not such use would constitute a fair use under 17 U.S.C. § 107 or is substantially similar to the Content), including without limitation by using such Content as a principal source of a work distributed or displayed in connection with a commercial print- or web-based information source;
  • Create abstracts from, scrape or display headlines from HealthcareReformInsider.com for use on another web site or service; or
  • Frame, or use other means of redirecting, HealthcareReformInsider.com content.

You may, on an occasional basis, include insubstantial portions of information from HealthcareReformInsider.com in memoranda, reports and presentations, but only if such memoranda, reports and presentations are distributed in paper form, for a noncommercial purpose, to a limited number of individuals. You must include in all such memoranda, reports and presentations the phrase “Reprinted with permission from Pharmspective, Copyright [year of article]”

Additionally, you agree to pay and authorize HealthcareReformInsider.com to assess you licensing fees at HealthcareReformInsider.com’s standard reprint pricing for your use of the Content in violation of the Copyright and Limitations of Use restrictions above.

DISCLAIMER OF WARRANTIES AND LIABILITY

Due to the number of sources from which information on HealthcareReformInsider.com is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such information and HealthcareReformInsider.com. HealthcareReformInsider.com may include facts, views, opinions and recommendations of individuals and organizations deemed of interest. HealthcareReformInsider.com does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations.

HEALTHCAREREFORMINSIDER.COM AND ITS AGENTS AND LICENSORS DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE NEWS AND INFORMATION AVAILABLE THROUGH HEALTHCAREREFORMINSIDER.COM. NEITHER HEALTHCAREREFORMINSIDER.COM, NOR ANY OF ITS AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING HEALTHCAREREFORMINSIDER.COM AND ANY NEWS AND INFORMATION THROUGH HEALTHCAREREFORMINSIDER.COM. IN NO EVENT WILL HEALTHCAREREFORMINSIDER.COM, ITS AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH INFORMATION OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF HEALTHCAREREFORMINSIDER.COM, ITS AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH HEALTHCAREREFORMINSIDER.COM OR THE INFORMATION IN HEALTHCAREREFORMINSIDER.COM SHALL NOT EXCEED THE AMOUNT YOU PAID TO HEALTHCAREREFORMINSIDER.COM FOR USE OF HEALTHCAREREFORMINSIDER.COM.

USER-CREATED CONTENT

By posting or submitting comments on any message or chat area, you represent and warrant that you own or otherwise control all of the rights to the content that you provide, that the content is accurate, that it does not violate this Terms and Conditions Agreement or any laws, and that it will not violate the rights of any person or entity. HealthcareReformInsider.com reserves the right to delete or edit any communications at any time, for any reason, but has no obligation to review or remove any such content. We reserve the right to disclose any information about you, including registration data, in order to comply with any applicable laws and/or requests under legal process, to operate our systems properly, to protect our property or rights, and to safeguard the interests of others.

You agree to not post material that contains vulgar, profane, abusive or hateful language, inflammatory attacks of a personal, racial or religious nature, or expressions of bigotry, racism, discrimination or hate; is defamatory, threatening, false, misleading, fraudulent, unfair, contains gross exaggeration or unsubstantiated claims, or violates the privacy rights of any third party; violates any municipal, state or federal law, rule, regulation or ordinance, or attempts to encourage such an evasion or violation; unfairly interferes with the uninterrupted use and enjoyment of HealthcareReformInsider.com; advertises or offers to trade any goods or services, except in areas specifically designated for such purpose; uploads copyrighted or other proprietary material of any kind without the express permission of the owner of that material; or uploads or transmits viruses or other harmful, disruptive or destructive files.

MISCELLANEOUS

Through your use of HealthcareReformInsider.com, you may be provided with hyperlinks to other Internet sites or resources, including hyperlinks provided by third-party advertisers to HealthcareReformInsider.com. HealthcareReformInsider.com has no control over those sites and resources, or over the advertising material presented by third-party advertisers through HealthcareReformInsider.com. You agree that HealthcareReformInsider.com will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such information, goods or services available on or through any such site or resource.

HealthcareReformInsider.com may discontinue or change HealthcareReformInsider.com, or its availability to you, at any time without notice. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid under applicable law, the remaining provisions will continue in full force and effect. The Privacy Policy and this Terms and Conditions Agreement are, together, the complete and entire agreement between you and HealthcareReformInsider.com and supersedes any prior agreement, whether oral or written.

This Agreement, all intellectual property issues, and your rights and obligations shall be governed by the laws of the United States of America and the State of Missouri governing contracts wholly entered into and wholly performed within Missouri and any action to enforce this Terms and Conditions agreement or in any manner related to HealthcareReformInsider.com shall be brought exclusively in the federal or state courts located in St. Louis, MO, and you agree to submit to the jurisdiction of such courts.

You shall reimburse to HealthcareReformInsider.com all of its costs, expenses and fees (including all attorney’s fees) that arise from or relate to any action arising from or relating to your breach of this Agreement in which HealthcareReformInsider.com is a prevailing party.

If you believe that your work has been copied and is accessible through HealthcareReformInsider.com in a way that constitutes copyright infringement, or that HealthcareReformInsider.com contains a link or other reference to another online location that contains materials or activity that infringes on your copyright rights, you may notify Pharmspective LLC. by providing the information required by the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act, 17 U.S.C. º 512 to the following address:

Pharmspective LLC
Two City Place Drive, Suite 200
St. Louis, MO 63141
Phone Number 314-812-2729